Planning a Day on the Water? Don’t Forget to Check Your Boat and Jet Ski Insurance

Summertime presents plenty of opportunities to take your boat or jet ski out for some fun on the water. However, it’s important to make sure your watercraft is financially covered by the right insurance policy.

What Does Watercraft Insurance Cover?

Personal watercraft insurance or boat insurance typically includes the following:

• Liability coverage may cover property damage or personal injury you cause to someone else’s property using your boat or jet ski.
• Physical damage coverage may assist with damage from incidents of theft, collision, fire, or weather.
• Uninsured/underinsured boaters coverage may help with costs related to an incident caused by a boater with insufficient or no insurance coverage.
• Medical payments coverage may assist with medical expenses for you and your passengers after an accident, regardless of fault.

How Much Does Watercraft Insurance Cost?

The cost of your watercraft insurance policy may vary based on the following:

• The size, value, and type of your boat or watercraft
• The condition and age of the watercraft
• How often and where you use your boat
• Your boating experience and claims history
• The safety features of your vessel

Check with your insurance provider to see if you qualify for discounts; you may be able to take boating safety courses or bundle your policy to save on your premiums. It’s also crucial that your coverage complies with state and local regulations.

Contact Us

Before you enjoy your summer on the water, make sure you have the right insurance for you and your boat. The professionals at 2000 Insurance Services in Paramount, CA can help you secure the best policy for your needs and budget. Contact us today for a personalized quote or more information.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.